Now serving partners across West Bengal, Bihar, and Punjab — built for the shop counter.

#1 trusted fintech platform for Bharat shops

Start your fintech business & earn more with Riddo

One login for retailers, distributors, and master distributors — banking, recharge, payout, insurance, and travel with transparent commission.

  • ✓ Secure transactions
  • ✓ Instant settlements
  • ✓ Dedicated partner support
₹High commission
+Multiple services
⚡Instant payout
✓Trusted shops

Platform features

Tools that keep your counter moving

Built-in wallet tools, referral rewards, and reports — no extra apps required.

Popular

Wallet to Wallet Transfer

Move balance between Riddo partners instantly — no bank hop, no delay.

  • Send funds to any Riddo retailer or distributor
  • Real-time credit on the receiver wallet
  • Full ledger entry on both sides
  • Ideal for distributor fund distribution
Get started →
Earn more

Referral Program

Invite new shops, grow your network, and earn when they transact.

  • Unique referral code at sign-up
  • Track invited partners from your dashboard
  • Commission on downline activity
  • Works for retailers and distributors
Get started →

Instant Settlement

Commission and wallet updates reflect right after a successful transaction.

  • Live wallet balance
  • Same-day commission credit
  • Downloadable statements

Fund Load & Transfer

Load your wallet, move balance to your team, and keep the counter running.

  • Multiple load options after KYC
  • Wallet-to-wallet for team funding
  • Low balance alerts in panel

Ledger & Reports

Every rupee in and out — searchable, exportable, audit-ready.

  • Transaction history by service
  • Commission and charge breakdown
  • PDF / Excel export from panel

Complaint Desk

Stuck transaction? Raise a ticket from the panel — tracked to resolution.

  • In-panel complaint module
  • Status updates on every ticket
  • Human support during desk hours

Our services

All financial services under one platform

From AEPS to travel — every service your customers ask for, in one wallet.

A AEPS Cash withdrawal with fingerprint
C Cash Deposit Deposit to customer account
U UPI Collection Collect payments via QR
M MATM Mini ATM card withdrawals
D DMT Domestic money transfer
E Express Payout Fast bank payout
P Payout Bulk and portal payout
W Wallet Transfer Wallet to wallet between partners
C CMS Cash management services
+ And many more Bills, insurance, flights, buses — same Riddo login.

Why Riddo

Three reasons shops switch

AEPS fingerprint on a shop counter

Banking at the counter

Fingerprint cash, card withdrawals, UPI collection, and DMT. Cash in the customer's hand, report in your ledger.

Recharge counter in a shop

Bills & recharge

Mobile, DTH, electricity, and utilities. One wallet, one login — commission without chasing separate portals.

Bus stand at dusk

Travel tickets

Flights and buses today. Print the ticket at your shop; commission credits to your Riddo wallet.

Partner program

Grow your business with Riddo

  • ✓ Retailer, distributor, and master distributor — one company
  • ✓ Wallet, scheme, and ledger in the same panel
  • ✓ You keep the commission; Riddo handles settlement
  • ✓ Referral rewards when you bring new partners
Join as Partner →

Retailer

One shop, one wallet. Serve customers every day.

  • AEPS, recharge, DMT
  • Same-day commission

Distributor

Manage retailers below you. Control fund and scheme.

  • Team dashboard
  • Wallet-to-wallet funding

Master distributor

Build a city-wide network on Riddo rails.

  • Higher commission slab
  • Dedicated account desk

How it works

Live in three steps

1

Register online

Sign up with your mobile number. Choose retailer, distributor, or master distributor role.

2

Complete KYC

Upload documents, get approved, load your wallet, and unlock services for your scheme.

3

Start earning

Serve your first customer — AEPS, recharge, DMT, or payout. Commission lands in your wallet.

West Bengal Active shop counters
Bihar Retail partner desks
Punjab Growing partner network
One login Banking through travel

Infrastructure

Trusted rails, shop-first design

Riddo connects to the services your customers already use — through one partner wallet.

AEPS UPI DMT MATM BBPS Wallet Transfer Travel

Ready to start your fintech counter?

Register your shop, start earning with Riddo — available across West Bengal, Bihar, and Punjab.

Become a Partner Now →